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SInce the first factorial with 3 trailing zeros is 1 5 ! = 1 3 0 7 6 7 4 3 6 8 0 0 0 , any factorials after 1 4 ! will not change the last 3 digits of ∑ n = 1 1 0 0 n ! .
Knowing this, it becomes clear that taking ∑ n = 1 1 4 n ! ( m o d 1 0 0 0 ) (trivial arithmetic) gives the sought after answer of 3 1 3 .