Imagine,Bangladesh Bank has banned 1 dollar note. You have bought something from a shop. So,you have to pay 63 U.S dollar .At least how many note you have to give to the shopkeeper?[You have available 2,5,10,20, and 50 dollar note]
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Actually you could give the owner 50+10+5 and he gives you back 2. That still work as both parties do not use $1 note.