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1 0 ! = 1 × 2 × . . . × 5 × . . . × 1 0 = 1 0 0 M for some M
Factorials greater than 1 0 ! will thus have at least 2 trailling zeroes.
The last 2 digits of the sum is thus the last 2 digits of 0 ! + 5 ! , which is 2 1 .