I have $400 in my bank account in January. If I save $500 every month, will I be able to save enough money for an expensive bottle of champagne by Christmas that costs $2500?
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In January alone you have $ 4 0 0 . Then from January to December, you can save a total of 5 0 0 ( 1 2 ) = 6 0 0 0 . All in all, you have 4 0 0 + 6 0 0 0 = 6 4 0 0 . You can buy two bottles of expensive champagne if you want.