Donny ("Three") Notrump, precocious 10-year old logician, mathematician-in-training and expert bridge player, was telling me about a hand he played of his favorite card game.
"And I felt pretty confident. I had the A-K-10-9 of clubs in my hand and two low clubs in the dummy. I could take two finesses, and as long as West didn't have both the queen and the jack of clubs, one of the finesses at least would work and I would make my bid. My chances of winning were..."
Finish Donny's statement.
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It's easier to work backwards. East and West together have 26 cards.
The chance that West has the queen of clubs is 13/26. If West holds that card, there are now 25 spots available for the jack of clubs, of which 12 are in West's hand. So the chance of him holding the jack of clubs is 12/25.
Therefore, that chance of West holding both key cards is 13/26 * 12/25 = 6/25 = 0.24 = 24%.
So the chance that West does NOT hold both key cards is 1 - 0.24 = 0.76 = 76%.